Would you like to stop overpaying and find low-cost Volkswagen Passat insurance in Houston? Paying for high-priced Volkswagen Passat insurance in Houston can sap your budget and make it hard to pay other bills. Doing a rate comparison can be a smart way to reduce premiums and put more money in your pocket.
Surprisingly, a recent survey revealed that the vast majority of car insurance customers kept their policy with the same company for a minimum of four years, and approximately 38% of consumers have never shopped around. With the average car insurance premium being $2,700, Texas drivers could save an average of as much as 70% each year, but they just don’t understand how much they could save if they switch to a new company. You have multiple insurance companies to buy insurance from, and even though it’s nice to have a selection, too many choices makes it more difficult to compare rates for Volkswagen Passat insurance in Houston.
It’s a good habit to take a look at other company’s rates periodically because car insurance prices change regularly. Just because you had the best deal on Volkswagen Passat insurance in Houston last year you will most likely find a better rate quote today. Ignore everything you know about car insurance because we’re going to show you the best methods to remove unneeded coverages and save money.
How much does Volkswagen Passat insurance in Houston, TX cost?
The companies shown below are ready to provide quotes in Texas. If more than one company is shown, we suggest you get prices from several of them to get a more complete price comparison.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Passat Komfort Station Wagon | $370 | $698 | $324 | $20 | $96 | $1,508 | $126 |
| Passat Komfort 4-Dr Sedan | $246 | $434 | $392 | $24 | $118 | $1,214 | $101 |
| Get Your Own Custom Quote Go | |||||||
Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Price information does not factor in zip code location which can change coverage rates considerably.
Higher deductibles save money
The illustration below shows how different deductible levels and can increase or decrease Volkswagen Passat annual premium costs for each different age category. The premiums are based on a single female driver, full physical damage coverage, and no discounts are factored in.
Do I need a local insurance agent?
A lot of people still like to sit down and talk to an agent and that can be a great decision Professional insurance agents can help you build your policy and will help you if you have claims. The biggest benefit of price shopping on the web is the fact that drivers can get cheap auto insurance rates and still have a local agent.
To find an agent, once you fill out this quick form, your coverage information is transmitted to local insurance agents in Houston who will give competitive quotes to get your business. You never need to leave your house since rate quotes are delivered directly to your email. If you want to compare rates from a specific auto insurance provider, you just need to search and find their rate quote page and fill out the quote form the provide.
Finding a good provider requires you to look at more than just the bottom line cost. These are some valid questions you should ask.
- When do they do a full risk review?
- Are they properly licensed to sell insurance in Texas?
- Do they get extra compensation for selling add-on coverages?
- Do you need full coverage on every vehicle?
- Does their agency support local causes in Houston?
- Which members of your family are coverage by the policy?
- Where are claims handled?
- Do they feel the quoted coverages are adequate?
If you want to use a local insurance agency, you must know there are a couple types of insurance agents from which to choose. Insurance agencies in Houston can be classified as either independent agents or exclusive agents depending on their employer. Both properly insure your vehicles, but it’s important to point out the difference between them since it may influence your agent selection.
Exclusive Insurance Agents
Agents that elect to be exclusive write business for a single company such as AAA, State Farm, Farmers Insurance, and Allstate. Exclusive agents cannot compare other company’s rates so they have no alternatives for high prices. These agents receive extensive training on their company’s products which helps them sell on service rather than price.
The following is a list of exclusive agencies in Houston willing to provide price quote information.
Allstate Insurance: Harris County Insurance Agency
13030 Woodforest Blvd b – Houston, TX 77015 – (713) 451-5716 – View Map
Ricky Maique – State Farm Insurance Agent
8811 Westheimer Rd #205 – Houston, TX 77063 – (713) 781-6132 – View Map
James Banks – State Farm Insurance Agent
4809 Main St – Houston, TX 77002 – (713) 523-7100 – View Map
Independent Insurance Agents
These agents are not employed by any specific company and that is an advantage because they can write policies amongst many companies enabling the ability to shop coverage around. If premiums increase, the agent simply finds a different carrier which makes it simple for you. When comparing auto insurance rates, you definitely need to contact at least one independent agent to get the most accurate price comparison.
Shown below is a short list of independent agents in Houston willing to provide rate quotes.
Hallmark Insurance Agency Inc
12337 Jones Rd – Houston, TX 77070 – (281) 894-8200 – View Map
TDECU INSURANCE AGENCY, LLC
1235 N Loop W Fwy #1100 – Houston, TX 77008 – (979) 238-8283 – View Map
R.Y.A. Insurance Agency, Inc.
12155 Jones Rd #300 – Houston, TX 77070 – (281) 469-6286 – View Map