Being forced to pay for expensive car insurance premiums can bleed your family’s budget and possibly require you to analyze your spending habits. Comparing rate quotes can lower your rates and help to lower your monthly bill.
Unbelievable but true according to a study over 70% of consumers kept buying from the same company for well over three years, and nearly half have never compared rates to find lower-cost insurance. Many consumers in the U.S. can save hundreds of dollars each year by just comparing rate quotes, but they don’t believe the benefits if they replace their high priced policy. Because you have many insurance companies to choose from that have lower-cost insurance for a Nissan Altima in Houston, it’s difficult to locate the most cost effective car insurance provider.
Locating the most cost-effective insurance policy in Houston is quite easy if you know the best way to do it. If you are insured now, you should be able to find the best rates using these tips. Comparison shoppers only need to know the most effective way to get comparison quotes using one simple form.
The fastest way that we advise to compare rate quotes for Nissan Altima insurance in Houston utilizes the fact most insurance companies participate in online systems to provide you with free rate quotes. All you need to do is provide a little information like an estimate of your credit level, your education level, what you do for a living, and deductibles desired. Your insurance information gets transmitted to all major companies and they return cost estimate immediately.
To start a quote now, click here and find out if you can get cheaper insurance in Houston.
The companies shown below are our best choices to provide price quotes in Houston, TX. If multiple companies are listed, it’s a good idea that you visit two to three different companies in order to get a fair rate comparison.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Altima 2.5 4-Dr Sedan | $294 | $496 | $382 | $22 | $114 | $1,308 | $109 |
| Altima 2.5 S 4-Dr Sedan | $364 | $858 | $514 | $30 | $154 | $1,920 | $160 |
| Altima Hybrid 4-Dr Sedan | $176 | $360 | $400 | $24 | $120 | $1,080 | $90 |
| Altima 2.5 S 2-Dr Coupe | $356 | $788 | $560 | $34 | $168 | $1,906 | $159 |
| Altima 3.5 SR 4-Dr Sedan | $362 | $802 | $462 | $28 | $138 | $1,792 | $149 |
| Altima 3.5 SR 2-Dr Coupe | $318 | $788 | $486 | $28 | $146 | $1,766 | $147 |
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Prices above based on single female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Texas minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Prices do not factor in your specific Houston location which can alter premium rates substantially.
Men versus women drivers and insurance cost
The example below compares Nissan Altima premium costs for male and female drivers. The prices are based on no claims, a clean driving record, comp and collision included, $100 deductibles, single marital status, and no policy discounts are applied.
Poor driving habits will raise your auto insurance rates
The information below illustrates how traffic citations and at-fault fender-benders can drive up Nissan Altima yearly insurance costs for different age groups. The premiums are based on a married male driver, comp and collision included, $500 deductibles, and no discounts are applied to the premium.
When in doubt talk to an agent
When it comes to your policy, there really is no best way to insure your cars. Every insured’s situation is different.
Here are some questions about coverages that could help you determine if your insurance needs would benefit from an agent’s advice.
- Is my dog or cat covered if injured in an accident?
- Can I still get insurance after a DUI?
- When should I drop full coverage on my Nissan Altima?
- Does my Nissan Altima qualify for pleasure use?
- How can I get high-risk coverage after a DUI?
- How does medical payments coverage work?
- Do I need added coverage for expensive stereo equipment?
- Am I covered if I break a side mirror?
- Does my liability insurance cover pulling a trailer or camper?
If it’s difficult to answer those questions but you think they might apply to your situation, then you may want to think about talking to an insurance agent. If you don’t have a local agent, complete this form. It only takes a few minutes and you can get the answers you need.
Local Houston car insurance agents
Many people still prefer to get advice from a local agent and that is a personal choice. Professional insurance agents will help you protect your assets and help in the event of a claim. A good thing about comparing rate quotes online is you may find the lowest rates but still work with a licensed agent.
For easy comparison, once you complete this quick form, the coverage information is submitted to agents in your area who want to provide quotes to get your business. There is no need to contact any insurance agencies since rate quotes are delivered directly to your email. If you have a need to get a rate quote from a particular provider, don’t hesitate to search and find their rate quote page to submit a rate quote request.
Finding the right insurance company requires more thought than just the quoted price. The answers to these questions are important, too.
- How much training do they have in personal risk management?
- Do they get extra compensation for selling add-on coverages?
- How much will you save each year by using a higher deductible?
- Does the agency support the community they serve?
- Which company do they place the most coverage with?
Below are Houston auto insurance companies that may be able to provide rate quotes for Nissan Altima insurance in Houston.
Pasadena Insurance Agency, Inc.
99 Detering St #280 – Houston, TX 77007 – (713) 869-6991 – View Map
Armando Valdez – State Farm Insurance Agent
12941 North Fwy #608 – Houston, TX 77060 – (281) 537-7890 – View Map
Joy Knox State Farm Insurance Agency
1510 Eldridge Pkwy #108 – Houston, TX 77077 – (281) 759-4300 – View Map
Hispanos Insurance Agency
8624 Long Point Rd – Houston, TX 77055 – (713) 827-1277 – View Map
Upon getting reasonable responses to these questions as well as offering an affordable quote, you have narrowed it down to an insurer that will provide insurance coverage.