Save on Jaguar S-Type Insurance in Houston

Are you burned out from robbing Peter to pay Paul to keep your car insured? Your situation is no different than many other drivers in Texas.

A recent NerdWallet.com study revealed that over 70% of drivers have remained with the same car insurance company for more than four years, and just under half have never compared quotes from other companies. Consumers in Houston could save an average of as much as $1,800 each year by just shopping around, but they don’t believe the benefits if they swap their current policy for a cheaper one.

Having so many car insurance companies to choose from, it can be impossible to find a more affordable insurer.

Locating the best rates in Houston is really not that difficult. In essence, each driver who shops for car insurance should be able to save money. But Texas consumers must know how big insurance companies determine premium rates because it can help you find the best coverage.

Just keep in mind that obtaining a wide range of quotes will improve the odds of getting the best offered rates.

The companies in the list below are ready to provide price quotes in Texas. If the list has multiple companies, we recommend you get rates from several of them to find the most affordable car insurance rates.

Don’t I need to have guidance from a local insurance agent?

Many drivers would rather sit down with an agent and there is nothing wrong with that. The best thing about comparing car insurance online is that drivers can save money and get cheap rate quotes but still work with a licensed agent.

Once you complete this form (opens in new window), the quote information is immediately sent to agents in your area who will return price quotes for your car insurance coverage. You won’t need to even leave your home since price quotes are sent immediately to your email address. You can find better rates without a big time investment. If you have a need to get a rate quote from a specific car insurance provider, you would need to search and find their rate quote page and complete a quote there.

Finding a good company needs to be determined by more than just the quoted price. Here are some questions you might want to ask.

• What is the financial rating for the quoted company?
• Are claims handled at the agent’s location?
• Which family members are covered?
• How often do they review policy coverages?
• Do they offer accident forgiveness?
• Which insurance companies are they affiliated with?

Two different types of auto insurance agents

When narrowing the list to find a reliable agent, there are a couple of types of insurance agents and how they differ in how they can insure your vehicles. Agencies in Houston can be described as either independent or exclusive depending on the company they work for.

Exclusive Car Insurance Agencies

These type of agents write business for a single company like Allstate, Farmers Insurance or State Farm. Exclusive agents are unable to provide other company’s prices so they have no alternatives for high prices. They are well trained in insurance sales which helps overcome the inability to quote other rates.

Shown below is a short list of exclusive agencies in Houston who may provide you with price quote information.

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Independent Car Insurance Agencies

Independent insurance agents are not employed by any specific company so they can insure your vehicles amongst many companies and find the cheapest car insurance rates. If your premiums go up, they can switch companies in-house without you having to go to a different agency. If you are comparing car insurance prices, you definitely need to get some free quotes from a couple of independent agencies to have the best price comparison.

The following are Houston independent insurance agents who can help you get price quotes.

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